Sample of an Insurance Valuation Report

Click on individual images below

Letter of Transmittal
Letter of Transmittal
Valuation Report
Valuation Report
Notes to the Schedule (page 1)
Notes to the Schedule (page 1)
Notes to the Schedule (page 2)
Notes to the Schedule (page 2)

Not all Jewellery Valuations are the same.

A properly prepared jewellery valuation report is a lot more than a few lines hand written on a piece of headed note paper. If done properly a valuation will allow an insurer to replace the item with something that is as close as possible to the original without long drawn out consultations with you.

Our valuations are prepared by a Fellow of the Institute of Registered Valuers and conform to the format set out by the Institute and preferred by the Insurance Industry.

Not all valuations are prepared to this level of detail but they should be. You receive the schedule along with a duplicate that you can present to your insurer. A copy of the valuation is stored in our archive for six years. Anytime during these six years you can have a the item(s) revalued at a reduced fee. We would recommend a re-valuation every two years.

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Our valuation reports are made up of four elements.

  1. A covering letter, sometimes referred to as a letter of transmittal explaining the work that has been carried out.
  2. The valuation schedule itself. This will contain the detailed descriptions of the individual items of jewellery, their specific measurements, details of any gemstones and their assessed grades, details of any hallmarks, stamps or engravings and the method of manufacture. Each individual description is finished with our assessment of its replacement value.
  3. Notes to the schedule. This is a comprehensive document  listing the procedures employed in preparing the appraisal, its limitations and the abbreviations used and form part of the valuation document.
  4. A PDF copy of your valuation. Emailed directly to you (which you can forward to your insurer) along with images of your jewellery.
Each valuation comes in its own presentation folder for safe keeping
Each valuation comes in its own presentation folder for safe keeping